How’s your elevator speech?


What are you known for?

You get on an elevator, and the chirpy woman with the same show badge asks, “So, what do you do?”


Concentrating on nothing in particular on the way down to the convention hall was the game plan, but you answer, “I’m president of a bank.” “Wow,” Chirpy says. “What bank? That one they were occupying the other day? The one with the flag in its name?” After imagining that Brian Moynihan just flinched in pain as another pin was stuck in his likeness, you answer, “No, not a big bank.”Read full post...


Does being on the bleeding edge of technology matter?

Your core should be ready for emerging technology, even if your customers aren't.

Techno-changes in banking are coming at the industry with breathtaking speed. Just when you think you know what you should invest in to gear up for one trend, it is leapfrogged by another. As soon as you got done optimizing your website for online banking, mobile came along and required another round of investment and adjustment. Will it ever end? No.Read full post...

What to do with branches?

Rethink. Retool. Readjust.

As more and more people do their banking technologically rather than in person, banks will need to adjust their branch strategy. They will need to morph into more consultative centers for personal and small business customers – with a human touch.

Personal and business banking is more complicated these days. Banks that can adjust to having branch staff able to deliver prompt, relatively unbiased and trustworthy counsel to customers will grow market share. If it’s customers that they give advice to, you may ask, “How are they going to improve share?” Well, if a checking customer wants to buy a home or a new car, and isn’t sure how to do it or what to look out for, you have a chance for a deeper relationship. And if the experience is helpful, your customers will talk to their friends. And here’s a crazy thought – advertise this consultative service as free, and open to anyone who wants advice, not only your existing base. Who knows, some of those non-customers might just want you to help them with that mortgage or SBA loan.



The bi-plane cake for St. Joseph Hospital

The bi-plane cake for St. Joseph's Children's Hospital

A recent episode of TLC’s The Cake Boss (“Bi-Plane, Bridezilla & Busting Buddy”) featured our client, St. Joseph’s Children’s Hospital. The reality show follows Buddy Valastro, the master baker of Carlo’s City Hall Bake Shop in Hoboken, NJ, as he and his team create amazing cakes and pastries.

During this episode, Buddy created a completely edible version of the St. Joseph’s Children’s Hospital bi-plane logo and unveiled the cake at the hospital’s annual Cooking for Kids event. Although we were fortunate enough to be in attendance at the event, it was great to see how Buddy and his team created the cake and debated how to bring the logo to life. But what was most rewarding was watching the work that the AB&C team did come to life on TV. Our team updated the Children’s Hospital logo last year and also designed the posters that were visible at the end of the episode when the cake was brought to the event. But the real highlight of the show was when “bridezilla” destroyed her wedding cake and insisted on a new one for the next day!


Investing: Should I “talk to Chuck” or just go with the kid?

During the month of March, most of America’s sports-minded souls have found themselves “on the road to The Final Four.” I heard that CBS-TV broadcast 96 hours of college basketball action in one weekend alone.

And, if you’re part of an NCAA office pool, you’ve probably spent a lot of those 96 hours glued to your TV. That’s because gambling helps the sports world go ‘round.Read full post...